Thursday, April 7, 2016

Why Save?



Most people would like to have more money at their disposal, but everyone has different needs, different reasons for saving and building wealth. To motivate yourself to save, you must understand why you are doing it. After all, why deprive yourself now if you might die tomorrow?

Some people are content with a simple life. They can drive used cars, wear hand-me-downs, cook at home, recycle, and enjoy activities and hobbies that cost little to nothing. Maintaining such a small financial footprint enables them to work fewer hours and explore jobs that might be more interesting than lucrative.

Some people love luxury. They must wear the most fashionable clothes, drive the newest car, live in the biggest house. When they go on vacation, everything has to be first class. They stay on the cutting edge of technology and are the first to buy the fanciest toys. Consequently, they have to work harder and smarter to support such an expensive lifestyle.

Most of us fall somewhere in the middle—willing to sacrifice in some areas in order to splurge in others. If you take time to think about what you value most in life, making sacrifices where necessary will become easier, because you won't have to compromise on the desires you find truly important.

While some people only save when they have a specific goal in mind, such as a major purchase or life experience—a wedding, a college education, a home—others are driven to accumulate as much money as they can. Although watching your wealth grow can be very satisfying, make sure you know the reason. If your love of money eclipses your personal relationships and interferes with your ability to savor the joys life has to offer, maybe it is time to step back and breathe. Strive for a little balance.

Money can't buy happiness. But it can be a wonderful tool to help you reach your goals.

What are your reasons for saving money and building wealth? I would love to hear your comments. 


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